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We are the experienced Southgate Chapter 7 bankruptcy attorneys!

Let the expert Southgate bankruptcy attorneys from Detroit Bankruptcy Law help you through every financial-related legal issue you have. We will take a look at the issue and your personal situation to find out if Southgate Chapter 7 or Chapter 13 bankruptcy is the best choice for you. Once we’ve figured that out, we can build a plan on getting the maximum debt relief for you.

Any question you have before, during, or after the process will be answered in full by our knowledgeable attorneys. We always have someone available to give you individual attention on your case.

We are recognized as a fresh start law firm because:

  1. Our attorney Rita Kostopoulos has been accredited as a Certified Consumer Bankruptcy Specialist by the American Board of Certification, which is a nationally recognized accreditation.
  2. Our firm was recognized as one of the top 100 firms in the country by the Debt Education and Certification Foundation (DECAF).
  3. Over 10,000 of our clients have become debt-free thanks to bankruptcy and other debt-relief options.
  4. We have a combined legal experience of more than a lifetime in identifying long-term debt-relief alternatives rather than simply short ones.
  5. Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish are among our numerous languages.

We will never judge any of our clients for the debt they’ve found themselves in. We have seen the rigged systems that trap people in debt, and how easily you can get trapped, so we don’t look down on people for this. Instead, we look down on the institutions that have preyed upon you. That’s why we fight so hard to help our clients get free from debt.

Why would I need a lawyer for Chapter 7 bankruptcy?

Bankruptcy is not something that can be simply handled if you don’t have the experience. It can even be hard for bankruptcy lawyers. However, Detroit Bankruptcy Law has attorneys with the deep level of experience needed for success. Bankruptcy rules are always changing, so we make sure to keep up with them so we can make the right choices for you. Even the very first step, choosing your bankruptcy chapter, affects the entire process and what kind of result you can get. In most cases, consumers choose between Southgate Chapter 7 bankruptcy and Chapter 13 since they are designed to help consumers. If you file for Chapter 7 bankruptcy, the following debts could be dismissed:

  • Medical expenses
  • Loan forgiveness
  • Debt from credit cards
  • Car repossession
  • Past-due utility expenses


But Chapter 7 bankruptcy doesn’t clear all kinds of debt. Here are the ones that won’t be cleared: debts for the certain condominium fees, debts for most government-funded educational loans, certain taxes, cooperative housing fees, spousal support, alimony, victim restitution, debts for willful or malicious injuries, debts for personal injury from a DUI accident, court-ordered fines, or child support.

By filing for Southgate Chapter 7 bankruptcy, the automatic stay that’s put in place means you are no longer individually responsible for debts. It also protects you from creditors’ collection attempts, making it illegal for them to contact you in any way until bankruptcy ends.

How Detroit Bankruptcy Law can help:

While it isn’t required to have an attorney help you file bankruptcy, it’s the only way to get the best result possible. With Detroit Bankruptcy Law on your side, you’ll be getting the best experts in the area who have the experience needed to get you the maximum debt relief possible in your case. If you hire Detroit Bankruptcy Law to represent you in your Southgate Chapter 7 bankruptcy case, we will:

  • Stop calls, letters, and all kinds of communication with creditors
  • Stop foreclosure on your home
  • Stop any repossessions
  • End wage garnishment
  • Keep creditors from harassing you
  • Stop any pending litigation against you

We offer a FREE consultation for bankruptcy!

The expert attorneys at Rita Kostopoulos Associates can help you fix financial issues, stay out of debt going forward, and raise your credit score! We can show you how powerful bankruptcy is in clearing debt and improving your credit score so that you can see why it’s such an effective choice. If your debt just keeps growing no matter what you try, let bankruptcy pause interest and help you pay back your debt so you don’t have to be trapped with it any longer. The experts at Detroit Bankruptcy Law will find a way out of your debt while protecting your assets, allowing you to regain your financial freedom!