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Get Legal Advice from the Best Southgate Bankruptcy Attorneys!

We have put together an expert team of attorneys who have tons of experience in a wide range of financial legal areas at Kostopoulos Associates and Detroit Bankruptcy Law. If you want the best legal advice you can get, then you need our expert advice. We’ve defended tens of thousands of clients in many areas, including settling credit card and medical debt, filing for bankruptcy, fighting repossession, and much more. Every law firm says they can help you, but not every one has the same skills and experience. At Detroit Bankruptcy Law, we have the successful history and expert team to back up our promises to help you. If you need help with any financial issue, our team of skilled lawyers can give you a free consultation on what we can do for you so you can get your fresh start.

When you file for Southgate bankruptcy, the judge will take a look at your liabilities and assets to decide if you debts will be forgiven. Every judge and lawyer has to follow the same rules on bankruptcy, since it is governed by federal law.

At Detroit Bankruptcy Law, we have built a reputation in Southgate and Southeast Michigan that we are proud of. We have grown our law firm from the values of ethics, experience, and commitment to our clients. Check out our services to see how we can help you!

Credit Card Debt

Credit card debt can rule your life if you let it, but we have a way out. Filing for bankruptcy can stop your credit card debt from growing by stopping interest on it. Even better, creditors have to stop trying collection attempts because the automatic stay in place during bankruptcy makes it illegal. This gives you time to pay off your Southgate credit card debt. It also means that you don’t have to spend money on debt that you should be spending on daily living expenses.

Creditor Harassment

With all of the creditors out there, it’s no surprise that some of the debt collectors and creditors will use Southgate creditor harassment to get their money back. If your creditor has harassed, intimidated, coerced or negotiated your debt with your boss, then you could have a case for Southgate creditor harassment. We have spent decades defending clients from creditor harassment, so we have learned all the best ways to end it. We can even make sure that creditors who have violated your rights are held accountable for their actions. Let us give you a free consultation on how to stop Southgate creditor harassment.


Foreclosure is not an easy thing to deal with. We want to help you keep your investment in your hands and keep your home to yourself. By filing for Chapter 7 or Chapter 13 bankruptcy, you can stop Southgate foreclosure proceedings. Not even an eviction notice is more powerful than the automatic stay of bankruptcy, so you’ll stay in your home. We don’t want the bank to get their hands on anyone’s home, let the experts at Kostopoulos Associates and Detroit Bankruptcy Law help you file for bankruptcy to stop it from happening.

Tax Forgiveness

Bankruptcy doesn’t always get tax debt dismissed, but it can happen. If you meet the requirements of the Southgate IRS tax debt forgiveness program, then you’ll be able to use bankruptcy to get Southgate tax debt forgiveness. If you want to know more about these requirements, contact Kostopoulos Associates now.

Medical Expenses

With how expensive medical treatment has become, it makes sense that medical debt has become one of the leading bankruptcy causes in America. Consider the high cost of medical expenses, and the high cost of deductibles and premiums for medical insurance. Even if medical insurance covers part of your costs, paying out of pocket can leave you with high Southgate medical debt. No matter how hard you work, it can be nearly impossible to pay it off on your own. Let Detroit Bankruptcy Law give you options for using bankruptcy to get a fresh start and clear your debt.

Facing Repossession

If creditors want to repossess your vehicle because you missed payments, let Detroit Bankruptcy Law help you defend it. With our range of expertise and our years of experience, we’ve learned exactly how to fight against Southgate repossession and help you keep your vehicle. No asset in America is repossessed more often than vehicles, so you’re not alone in your fight. Ask for help from Detroit Bankruptcy Law and we can tell you how to stop Southgate repossession.

Wage Garnishment

If a portion of your pay is taken from you and given straight to creditors, then your wages are being garnished. The experts at Detroit Bankruptcy Law know just how to end Southgate wage garnishment. In most cases, wage garnishment needs a judge’s order, but not always. Overdue income tax debt, unpaid childcare costs, and postponed student loan debt don’t need a judge for wage garnishment. Contact us today to stop Southgate wage garnishment.

Student Loans

The extreme costs of tuition has caused a lot of student loan debt in America, and many graduates have become frustrated with this level of debt. You shouldn’t have to question whether or not getting an education was a good idea, we want to help you get rid of that student loan debt so you can enjoy financial freedom. Get in touch today for more information on clearing student loan debt through bankruptcy, loan modifications, or another debt relief option.

Is bankruptcy the right decision for me?

It can be helpful, but your individual situation matters on whether it’s the best option for you. There are many choices for debt relief, so it can be confusing to pick which is best for you. Let our expert lawyers help you figure out which option gets you the most debt relief possible. A common myth about bankruptcy is that you lose everything and start from scratch. This is not true, in fact, bankruptcy protects your assets so you don’t lose them while clearing your debts. Let Detroit Bankruptcy Law explain the effectiveness of bankruptcy against high debt.

Will filing for bankruptcy protection help me?

That’s what bankruptcy was created for in the first place. With bankruptcy, those with high amounts of debt are able to get rid of it without losing their assets to sale or repossession. Plus, bankruptcy will freeze interest on your debts which keeps them from growing, and creditors are not allowed to attempt collection while you’re in bankruptcy. Chapter 13 bankruptcy Southgate can consolidate your debts into one account with a payment plan that has smaller payment amounts. Chapter 7 bankruptcy Southgate could get most of your debts dismissed.

What is the most common myth about bankruptcy?

A lot of people mistakenly assume that filing for bankruptcy means you give up everything you own. Actually, bankruptcy protects what you own from repossession while settling your debt so that you don’t have to worry about losing what you own. Not only that, but it also freezes interest to keep your debt from growing any further. At Detroit Bankruptcy Law, most of our clients have kept everything they own through bankruptcy. If you want to get the maximum amount of debt relief while protecting your assets, come to Detroit Bankruptcy Law and ask for help from our expert Southgate bankruptcy lawyers. Just call us, and we’ll give you a free consultation about bankruptcy and how it can help you get debt relief and keep your assets in your hands.

Detroit Bankruptcy Law & the Best Southgate Attorneys at Law!

We hate to see less ethical attorneys take advantage of vulnerable people by taking their money but not actually helping them. We make it a point to only employ ethical lawyers at Detroit Bankruptcy Law, ones who will make sure they everything possible to get rid of clients’ debt. We built our practice on ethics, since our goal is to help you get out of debt.

Ask the best Southgate bankruptcy lawyers around, at Detroit Bankruptcy Law, to help you get out of a financial jam. We can use our decades of experience and numerous board certifications to solve any financial issue. Call us now to set up a free consultation from the experts on how to get rid of your financial problems and live a life without debt!