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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

Get Legal Advice from the Best Redford Bankruptcy Attorneys!

With the depth of experience that the team at Detroit Bankruptcy Law and Kostopoulos Associates is working with, we can offer the entire range of financial legal services. We have had thousands of clients ask for our help to file for bankruptcy, settle credit card and medical debt, fight repossession, and more. It’s not always easy to find the attorney who will get you the best result, but if your legal troubles are financially related, then Detroit Bankruptcy Law is your best choice. Give us a call now and our expert lawyers will give you the necessary legal advice to get a fresh start financially.

When you file for bankruptcy in Redford, the process starts with a judge analyzing your assets and liabilities. There is even a chance that the judge will choose to have your debts forgiven right there. Bankruptcy is outlined through federal law, so all attorneys in Redford and the United States need to follow the very same legal processes.

We have made a name for ourselves in Redford as the best bankruptcy law firm around through our high level of experience in each area of bankruptcy law, as well as our unfailing dedication. Take a look at our services below to learn what we can do for you!

Credit Card Debt

If credit card debt has taken over your finances, bankruptcy can be your way out. It pauses interest on your debts while making it illegal for creditors to continue collection attempts. This means you won’t have to keep pulling money out of daily living expenses to keep your debt from growing.

Creditor Harassment

If there is a chance that creditors or debt collectors have harassed you, please give us a call. These are some actions that count as creditor harassment: intimidation, coercion, negotiating your debt with your boss, and many other actions. We have decades and decades of experience in defending against creditor harassment, as well as holding creditors who broke the law accountable for their actions. We offer a free consultation to explain how we can stop creditor harassment.

Foreclosure

It is a scary prospect to be on the edge of losing your home. It’s a huge investment as well as your safe place. With Chapter 7 or Chapter 13 bankruptcy, you can put foreclosure proceedings on hold. The automatic stay that bankruptcy puts in place is what stops foreclosure, even if you’ve been served an eviction notice. If you’re getting worried about losing your home to foreclosure, please get in touch with our expert lawyers at Rita Kostopoulos Associates and Detroit Bankruptcy Law for a plan on how to stop it.

Tax Forgiveness

In most cases, you don’t get tax debt discharged through bankruptcy. This isn’t always true, though. There are specific IRS requirements you can meet that will get rid of your penalties, back taxes, and fines. Ask our expert attorneys at Kostopoulos Associates if you qualify for IRS tax debt forgiveness. Contact us now and we’ll let you know!

Medical Expenses

One of the leading causes for bankruptcy today is high medical debt. It’s no wonder when you consider how expensive deductibles and premiums for medical insurance have become. Now both the insured and uninsured can become buried in heavy debt after a medical emergency. Even if you work as hard as you can, it can be tough to get out of medical debt on your own. But, using bankruptcy, you can get yourself a fresh start and take back control of your finances!

Facing Repossession

If you have a creditor pursuing you for missed car payments and they are threatening to repossess your vehicle, please get in touch with Detroit Bankruptcy Law for help. We have tons of experience in defending against vehicle repossession, as vehicles are the most commonly repossessed assets. We can even get your car back if it has already been repossessed. Contact us today so we can explain how to stop repossession or get back a vehicle that’s already been repossessed.

Wage Garnishment

Is a part of your paycheck being subtracted and sent to your creditors? Then your wages are being garnished and we want to help stop it. You may think that every wage garnishment case needs a judge’s approval, but there are situations where wages can be garnished without a judge getting involved. Such as, unpaid childcare costs, overdue income tax debt, postponed student loans, and other situations. Give us a call today so that we can get you set up with a plan on how to put an end to wage garnishment.

Student Loans

It’s not uncommon for a student loan debt to get out of control with how high tuition costs are. This may make you feel like you made a mistake getting the loan in the first place. Don’t regret your decision, but instead get in touch with Detroit Bankruptcy Law because we can help. By giving us a call, we can get started on finding a way out of your student loan debt so you can have financial freedom again. We will find a solution for you, it could be student loan modifications, bankruptcy, or many other debt relief options.

Is bankruptcy the right decision for me?

Bankruptcy is not always your only option for regaining financial freedom, there are other debt relief options that may be available to you. Bankruptcy sounds like a scary and complicated process, but with a qualified lawyer helping you, it can go smoothly. Plus, there is the old misconception that filing for bankruptcy means you’ll lose everything you own. This is the opposite of the truth. In fact, bankruptcy protects your assets so that you don’t have to sell them to pay off debt. If you would like to know more, get in touch with Detroit Bankruptcy Law so our expert attorneys can explain the benefits of bankruptcy.

Will filing for bankruptcy protection help me?

Simply put, yes. Bankruptcy was created to protect and help people who have unmanageable amounts of debt. The moment you file bankruptcy, a notice of an automatic stay is sent to your creditors. The automatic stay protects you from creditors by making collection attempts illegal during bankruptcy. If you file for Chapter 7 bankruptcy Redford, you can get most of your debts dismissed if not all of them. With Chapter 13 bankruptcy Redford, then you can consolidate your debts into one account that has an easier structured payment plan with smaller installments.

What is the most common myth about bankruptcy?

The myth that most people believe about bankruptcy is that it means you have to sell off all of your assets and lose your money. This is the exact opposite from what really happens. Bankruptcy laws were written to protect people from high debt, not wipe them out. It actually protects your assets, so you don’t have to sell them off, most of our clients have kept all of their assets. The attorneys at Detroit Bankruptcy Law have the experience and dedication to get you the best result possible through bankruptcy. We treat every client we have as the most important client we’ve ever had, by keeping the process as easy and stress free as we can while ensuring the best ending possible. Call us now so we can maximize your debt relief and minimize your asset forfeiture!

Detroit Bankruptcy Law & the Best Hazel Park Attorneys at Law!

While hiring the best bankruptcy lawyers we can is important and something we make sure to do, we don’t only look for success. They have to be both successful people, and good people, too. We expect our attorneys to personally invest themselves in your case so that you get a result that does justice to you. It’s part of what has made our firm so successful. We would never take advantage of someone who is looking for help like we’ve seen some law firms do, we are here to support you and make a positive difference in your life.

If you need financial help, come to the expert Redford bankruptcy attorneys at Detroit Bankruptcy Law. With our huge amount of experience and our many board certifications, no one is a better choice to give you the effective legal counsel you need to get out of debt. Contact us today and we will schedule a free consultation to start coming up with a plan for getting you back control over your finances! consultation that will give you an idea of how we’ll help you regain your financial freedom once and for all!