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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

Get Counsel from the Best Flint Bankruptcy Attorneys!

Plenty of people have seen the benefit of Rita Kostopoulos and Detroit Bankruptcy Law’s counsel when experiencing repossession, filing for bankruptcy, resolving medical and other debt, and more. We know that hiring an attorney can be a stressful experience. However, we truly care for our clients, and we’ll help you through the tricky steps of the legal system. We call our services the “fresh start bankruptcy,” and we’ll make sure that you get your fresh start.

When you file for bankruptcy in Flint, MI, you begin a legal proceeding where the court will look into your assets and liabilities, including loans that you are unable to pay. If the judge rules that your debts are forgiven, that means you no longer have to pay them. Bankruptcy is governed by federal law, so your Flint bankruptcy attorney must follow the procedures.

Not only are we some of the leading Flint bankruptcy attorney practices, at Detroit Bankruptcy Law we’re recognized for representing clients in many areas of bankruptcy. If you’re looking for a certain kind of representation, then look through what concentrations we practice below.

Credit Card Debt

Bankruptcy is an effective way to get out from under credit card debt. Instead of having to pay debt collectors rather than pay for your daily living expenses, with bankruptcy no creditors are allowed to collect debts from you until your period of bankruptcy has ended.

Creditor Harassment

Creditors and debt collectors often resort to threatening and shaming you to collect their money. Are you often insulted and intimidated? Is there a chance that your loan is being discussed with your boss? Have you experienced any other coercive methods to try to get you to pay your debt? Get in touch with us for a consultation to stop creditor harassment.

Foreclosure

The chance of having your home taken away due to foreclosure is a terrifying one. Your home is your sanctuary, and it’s a large investment, too. If you file for Chapter 7 or Chapter 13 bankruptcy, then foreclosure proceedings are automatically halted. It activates an automatic stay, which can keep you in your home even if you’ve been given an eviction notice. If there’s a chance that your home will be foreclosed on, please get in touch with Detroit Bankruptcy Law and the Rita Kostopoulos Law Firm for help.

Tax Forgiveness

Usually, taxes are not dischargeable in bankruptcy. But, there is an exception to almost every rule. Filing for bankruptcy means that your penalties, fines, and back taxes will be forgiven. You do have to meet the IRS’s rules for tax forgiveness on unpaid back taxes.

Medical Expenses

One of the most common causes of bankruptcy is a patient’s medical expenses from an accident. Accidents aren’t ever planned, but they can be costly. Health care has become extremely expensive, and an accident can ruin your and your family’s finances, especially when your health insurance doesn’t cover your healthcare needs. It can make you feel like your life is spiraling out of control, and even as a diligent worker you may not be able to pay back your debt. In order to get your bills paid and yourself back on your feet, get in touch with us for our new start legal counsel.

Facing Repossession

Are you being pursued by a car loan lender who wants to reclaim your vehicle after you failed to make your payments? Automobiles are one of the most commonly repossessed assets, and it’s one of our most popular services at Detroit Bankruptcy Law. We have helped hundreds of people maintain possession of their vehicles through our experienced counsel and legal support.

Wage Garnishment

Are you having pay deducted from your bank account? Wage garnishment is when a portion of your pay is withheld and sent to a creditor. This means that the money is taken before you even get your paycheck. Wage garnishment can be employed to recover funds even without a court decision. Things like overdue income tax, postponed student loans, and unpaid childcare are some reasons for wage garnishment.

Student Loans

All kinds of people in America are bothered by the fact that they can’t pay their yearly bills. It’s enough to make you question your choices. If you need a fresh start, depend on Detroit Bankruptcy Law. We are your number one resource if you want to regain control of your finances. We can sit down with you to discuss whether bankruptcy or student loan modification is right for you.

Is bankruptcy right for me?

Bankruptcy or not, there are plenty of debt-relief solutions available to you. If you would like some help in deciding if bankruptcy is right for you, get in touch with us. Our attorneys at Detroit Bankruptcy Law have the expertise to provide you with a free consultation on your case. It’s a free, no strings attached consultation that can’t hurt you, it can only help.

Will filing for bankruptcy help me?

Yes, it would. As soon as you file for bankruptcy, an automatic stay will stop any creditors from trying to collect from you. No more phone calls, litigation, wage garnishments, or even bank taxes. If not all of your debts, then most will be discharged in Flint bankruptcy Chapter 7. Flint bankruptcy Chapter 13 will consolidate your debt, allowing you time to pay back everything you owe.

What is the biggest myth about bankruptcy?

The most common myth about bankruptcy is that you will lose all of your assets. This does not happen. Most of our clients are able to keep everything they own. Watch where you get your information on bankruptcy, or else it could be harmful. Give us a call now to set up a free consultation to learn how bankruptcy really works. With our bankruptcy experts, we will make the process easy for you.

We have seen plenty of clients who were burned by other attorneys who ripped them off before coming to us. They just wanted real representation, so that’s what we provided. We are dedicated to providing you the best legal counsel so you can get your finances under control again.

Detroit Bankruptcy Law & the Best Flint Attorneys!

We only staff the friendliest, most helpful, and qualified attorneys. We’ll do everything we can to deliver the highest quality service for whatever you need, from discharging back taxes to retaining a trustworthy bankruptcy attorney. Don’t waste your time with less experienced attorneys who just want to make some money off of you.

At Detroit Bankruptcy Law, our team is made of experienced Flint bankruptcy attorneys who are waiting to help you. We are board-certified in bankruptcy and can guide you back to financial freedom. Get in touch today to get personalized care for your case so that you can regain financial control.