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810-209-4140
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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

We are the experienced Westland Chapter 7 bankruptcy attorneys!

No matter what your financial issues are, our expert Westland bankruptcy attorneys at Detroit Bankruptcy Law can get you out of trouble. We’ll start by analyzing your situation to see if you would benefit most from Chapter 7 or Westland Chapter 13 bankruptcy. Then we can use that to strategize on how to get you as much debt relief as possible.

We’ll answer every question you have throughout the entire bankruptcy process so you’re never left in the dark. Our attorneys are waiting to give you the one-on-one attention you deserve.

We are recognized as a fresh start law firm because:

  1. Our attorney Rita Kostopoulos has been accredited as a Certified Consumer Bankruptcy Specialist by the American Board of Certification, which is a nationally recognized accreditation.
  2. Our firm was recognized as one of the top 100 firms in the country by the Debt Education and Certification Foundation (DECAF).
  3. Over 10,000 of our clients have become debt-free thanks to bankruptcy and other debt-relief options.
  4. We have a combined legal experience of more than a lifetime in identifying long-term debt-relief alternatives rather than simply short ones.
  5. Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish are among our numerous languages.

We make it a point to never judge a person for the debt that they’re in, we know how easy it is to get trapped in debt. We’re only concerned with helping you to find a way out of it.

Why would I need a lawyer for Chapter 7 bankruptcy?

There’s a reason you need someone with experience in defending your bankruptcy case—it’s not easy to navigate bankruptcy correctly. First, there are tons of regulations on bankruptcy, and second, those regulations change often. So you need someone who has experience in representing bankruptcy clients, and someone who stay up to date on the latest changes. Even the first step of choosing your bankruptcy chapter affects the entire process, so your lawyer needs to know exactly what they’re doing. The vast majority of consumers choose between Chapter 7 and Chapter 13 bankruptcy Westland because they were designed to help consumers. If you file for Chapter 7 bankruptcy, the following debts could be dismissed:

  • Medical expenses
  • Loan forgiveness
  • Debt from credit cards
  • Car repossession
  • Past-due utility expenses

 

However, Chapter 7 can’t get every kind of debt dismissed. These are the debts you can’t get dismissed with Chapter 7 bankruptcy: certain taxes, cooperative housing fees, debts for personal injury from a DUI accident, debts for willful or malicious injuries, spousal support, alimony, child support, debts for the certain condominium fees, debts for most government-funded educational loans, victim restitution, or court-ordered fines.

When you file for Westland Chapter 7 bankruptcy, you can’t be held individually responsible for your debts anymore due to the automatic stay. The automatic stay not only does that, but it will also stop creditors from trying any kind of collections from you while bankruptcy is active.

How Detroit Bankruptcy Law can help:

There’s no law that says you need a lawyer to file for bankruptcy, but trying to go through bankruptcy without any experience means you’re very unlikely to get the best possible result. However, with the experts at Detroit Bankruptcy Law you can get the expertise you need to get the maximum amount of debt relief while keeping the process simple for yourself. If you hire Detroit Bankruptcy Law to represent you in your Westland Chapter 7 bankruptcy case, we will:

  • Stop calls, letters, and all kinds of communication with creditors
  • Stop foreclosure on your home
  • Stop any repossessions
  • End wage garnishment
  • Keep creditors from harassing you
  • Stop any pending litigation against you

We offer a FREE consultation for bankruptcy!

Do you want to raise your credit score while solving your current financial problems, and stay out of debt in the future? Let Rita Kostopoulos Associates help you. We’ll break down how effective bankruptcy is in getting rid of your responsibility for debt and raising your credit score at the same time. If you’ve tried everything but still can’t get your debt to go down, then Detroit Bankruptcy Law has a solution for you that will get your debts settled without having to sell your assets.