COVID-19 Update: All of our offices remain open for appointments.
Consults available via phone or Skype/Facetime. Please don’t hesitate to contact us if you have any questions!

Call Now
586-574-0916 or

810-209-4140

OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

How can I stop a wage garnishment right away?

When your paycheck is garnished, creditors or debt collectors can take a portion of your paycheck for their outstanding loan. That means that money will be taken from your paycheck before you even get it.

Wage garnishment, however, doesn’t require a court order when used to collect certain kinds of debt. Debts such as overdue income tax, postponed student loan debt, and unpaid child support are some examples.

Wage garnishment can cause:

  1. Embarrassment (when your employer is involved in your financial troubles).
  2. Serious financial issues (since you have to figure out daily expenses with less income). Creditors can take up to 25% of your net income, leaving you with not enough money to buy groceries or gas.

First, the creditor has to file a lawsuit against you to get a court order. There are some kinds of debt that can be repaid through wage garnishment without a court order. These are debts like defaulted student loans, overdue income tax, and unpaid child support, among others.

If you’re sick of your paycheck being garnished, we can put a stop to it right away by filing for bankruptcy. Filing for bankruptcy activates an automatic stay that pauses any creditor collection attempts, like wage garnishment, during the bankruptcy process.

We can help you stop wage garnishment Port Huron and potentially get some of your money back for you!

At Kostopoulos & Associates, we have The Detroit Bankruptcy Team attorneys Port Huron to help you stop wage garnishment. If you need to know how long it takes to stop wage garnishment, or how to keep child support from garnishing your paychecks, we can give you options through bankruptcy that will relieve you of wage, bank, and income tax garnishment.