COVID-19 Update: All of our offices remain open for appointments.
Consults available via phone or Skype/Facetime. Please don’t hesitate to contact us if you have any questions!

Call Now
586-574-0916 or

810-209-4140

OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

You have the legal right to settle with debt collectors and stop harassment from creditors!

Some unethical creditors are willing to harass and intimidate debtors. They may use coercive methods, and they also may try to negotiate your debt with your boss. It is illegal for them to do this, so if you’ve been subjected to it, then give us a call for a free consultation. We are the best Saginaw creditor harassment law firm.

We have decades of experience in handling creditor harassment, and we know the methods for holding them accountable once we’ve stopped it. According to the Federal Debt Collection Fair Practices Act (FDCPA), it is not legal for creditors to use abuse, manipulation, or deception in debt collection. We know how to use your rights to end creditor harassment. Plus, with our knowledge of bankruptcy, we can keep creditors from trying to collect for as long as you’re in bankruptcy.

What is creditor harassment?

The FDCPA protects against plenty of unethical behaviors from creditors, qualifying them as creditor harassment Saginaw. These are a few of the methods you’re protected against:

  • Threatening you with negative consequences, such as incarceration, wage garnishment, or asset seizure without the legal right to do so.
  • Advising you that your refusal to pay your debt is a criminal offense.
  • When discussing with creditors, threatening to commit a crime or use physical assault.
  • Constantly calling you in order to irritate you.
  • When dealing with creditors, threatening to commit a crime or use physical assault.
  • Failing to disclose their identity as someone who represents the debt collector or creditor.

Filing for bankruptcy in Saginaw automatically sends notice to your creditors. With this notice, they are not allowed to directly contact you anymore, they have to go through your lawyers at Detroit Bankruptcy Law. If they continue to harass you, you can use it as grounds for a countersuit should they sue you, and they could end up paying damages to you.

Can bankruptcy fix this issue?

Bankruptcy lets you get creditors to back off. With bankruptcy comes an automatic stay which stays in place until your debt is addressed. It means that creditors cannot attempt to collect. No more phone calls, mail, or any other contact from your creditors, or they will have broken the law.

Our staff is made up of the greatest bankruptcy attorneys in Saginaw, Detroit, and the Metro area. We combine our years and years of experience with numerous board certifications in dealing with credit card debt to offer unbeatable representation. Give us a call now to schedule a free consultation on how you can regain your financial control!