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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

Get Legal Advice from the Best Saginaw Bankruptcy Attorneys!

Our wide range of expertise allows us at Kostopoulos Associates and the Detroit Bankruptcy Law Firm to offer an equally wide range of services. Among what we’ve helped thousands of clients with are fighting repossession, settling medical and credit card debt, filing for bankruptcy, and much more. It can be hard to find the best attorney for your needs, but you can trust our expert staff. We take a personal interest in our clients, doing everything we can to give you a fresh financial start.

Filing for bankruptcy in Saginaw, MI begins a legal proceeding in which the judge takes a look at your financial assets and liabilities. There is a chance that the judge will have your debts forgiven. Given that bankruptcy is governed by federal law, all lawyers in Saginaw and across America have to follow the exact legal procedures.

As one of the best Saginaw bankruptcy law firms, we have come to be known for our experience and expertise in a wide range of bankruptcy areas. If you are looking for a certain type of legal counsel, check our services below.

Credit Card Debt

To get out of credit card debt, bankruptcy is a powerful tool. It makes it unnecessary to divert your money away from daily needs in order to pay back credit card debt. Not only that, but collection efforts by creditors will be stopped immediately.

Creditor Harassment

If you think creditors are harassing you, please let us help. If you have been intimidated or harassed in any way, including the involvement of your boss in your debt, then we have a solution for you. We have the expertise and experience to hold harassing creditors responsible for their actions, let us give you a free consultation today.

Foreclosure

Home foreclosure is scary, and it will shake anyone. You home is a serious investment, and it’s your shelter. Filing for Chapter 7 or Chapter 13 bankruptcy will legally put a stop to any foreclosure proceedings, no matter how far along. The automatic stay that is started by bankruptcy overrules an eviction notice, allowing you to stay in your home. If the threat of foreclosure is worrying you, let the professionals at Detroit Bankruptcy Law and Rita Kostopoulos Law help you.

Tax Forgiveness

Generally, you don’t get your taxes discharged from bankruptcy. But, like any rule, there are exceptions. If you file for bankruptcy, there is still a chance to get your penalties, fines, and back taxes forgiven. In order to get this tax forgiveness, you need to meet specific IRS requirements. Let our experts at Kostopoulos Associates help you find out if you qualify.

 

Medical Expenses

Medical expenses have quickly become one of the leading reasons for bankruptcy due to the high cost of medical insurance, and the high cost of medical procedures if you’re not insured. You could be the hardest worker on earth, and it can still feel like you don’t have control of your finances due to medical debt. Let us give you a chance to get back on your feet by helping you pay your bills through fresh start legal services.

Facing Repossession

Has a car loan lender been pursuing you, and now wants to repossess your vehicle because you were late on payments? Automobiles are the most often repossessed assets. Detroit Bankruptcy Law has been able to help hundreds of people fight repossession of their vehicles. Our expert team can offer the level of legal defense necessary to help you regain or keep control of your vehicle and keep it out of the hands of creditors.

Wage Garnishment

Wage garnishment is what is happening if a piece of your income is taken to pay back creditors before you even get it. Wage garnishment doesn’t even need a court order in certain situations, such as overdue income tax debt, postponed student loan debt, or unpaid childcare.

Student Loans

When you have trouble paying off student loan debt, it can make you doubt your decision to go to school. Luckily, Detroit Bankruptcy Law can help you get a fresh financial start. Give us a call and we’ll review your case so that we can come up with a strategy for getting control of your finances back. We can help you decide between bankruptcy and student loan modification.

Is bankruptcy the right decision for me?

You have options when it comes to resolving your debt, and some options involve bankruptcy. While bankruptcy can sound like a huge commitment, we can explain the benefits of it as well as your other options. Our staff at Detroit Bankruptcy Law has the expertise to calm your nerves through a free consultation about bankruptcy.

Will filing for bankruptcy protection help me?

Bankruptcy will protect you it was made to do so. As soon as you’ve filed for bankruptcy, creditors are notified that they can no longer try to collect from you in any way. With Saginaw Chapter 7 bankruptcy, your debt is mostly (if not completely) discharged. In Saginaw Chapter 13 bankruptcy, your debt is consolidated so that you can pay it off in smaller installments.

What is the most common myth about bankruptcy?

A misconception about bankruptcy is that you will lose everything. The opposite is actually true. Actually, most of our clients were able to retain all of their assets. Call Detroit Bankruptcy Law today to get a free consultation. We will do everything in our power to make this process easy for you. We have had to see far too many people get taken advantage of by lesser law firms, we are here to ensure that you get the legal defense you deserve.

Detroit Bankruptcy Law & the Best Saginaw Attorneys at Law!

Our friendly team of experienced bankruptcy lawyers will dedicate themselves to your case in order to ensure that you get the defense that you deserve. We don’t look at cases as just a way to make quick money, we dedicate ourselves fully.

Our Saginaw bankruptcy lawyers can give you expert advice on your case. We have years of experience and many board certifications that we can use to find the greatest possible solution to any financial problems you have. Get in touch now and we can schedule a free consultation for you to strategize how you can regain control of your finances.