You have the legal right to settle with debt collectors and stop harassment from creditors!
There are creditors who will resort to harassment and intimidation against their debtors. If they try coercive methods such as negotiating your debt with your boss, then your rights are being violated. It’s illegal for creditors to use these methods, so give Detroit Bankruptcy Law a call to get a free consultation on what you can do about it. Detroit Bankruptcy Law is the premier Pontiac creditor harassment law firm.
We have been handling creditor harassment for decades, so we know all the tricks they pull, and we know how to hold them accountable. The Federal Debt Collection Fair Practices Act (FDCPA) makes it illegal for creditors to manipulate, deceive, or abuse their debtors in debt collection. We can use your rights to put a stop to creditor harassment. We have the experience with bankruptcy to stop creditors from trying to collect from you in any way during bankruptcy.
What is creditor harassment?
The FDCPA has made many unethical practices illegal, they count as creditor harassment Pontiac. Here are some of the debt collection practices that are illegal:
- Threatening you with negative consequences, such as incarceration, wage garnishment, or asset seizure without the legal right to do so.
- Advising you that your refusal to pay your debt is a criminal offense.
- When discussing with creditors, threatening to commit a crime or use physical assault.
- Constantly calling you in order to irritate you.
- When dealing with creditors, threatening to commit a crime or use physical assault.
- Failing to disclose their identity as someone who represents the debt collector or creditor.
You can automatically put your creditors on notice by filing for bankruptcy Pontiac. Once they’ve been notified of your filing, creditors cannot directly contact you in any way. For any communication, they must go through your attorneys at Detroit Bankruptcy Law. If they still harass you even after that, then there is a chance they could end up paying you for damages.
Can bankruptcy fix this issue?
Bankruptcy will get the creditors off of your back. The automatic stay started by bankruptcy will protect you until your debt is settled. Creditors are not allowed to contact you during an automatic stay, no mail or email, phone calls, or any other contact.
We staff only the best bankruptcy lawyers in Pontiac, Detroit, and the Metro area. With our combined years of experience and our list of board certifications, we offer the strongest defense against creditor harassment. Let us give you a free consultation on settling credit card debt and holding harassing creditors responsible for their actions!