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We are the experienced Mt. Clemens Chapter 7, bankruptcy attorneys!

Detroit Bankruptcy Law is always available to help you deal with any financial problems. We can decide right away if your best option is Chapter 7 or Chapter 13 bankruptcy. With our expertise, we’ll guide you through the process and come up with the best plan for you.

We will always put your questions and concerns front and center in our minds. You won’t ever feel like just another number at Detroit Bankruptcy Law. We will make sure to tailor our strategy to your case so that you achieve the greatest outcome.

We are recognized as a fresh start law firm because:

  1. Our attorney Rita Kostopoulos has been accredited as a Certified Consumer Bankruptcy Specialist by the American Board of Certification, which is a nationally recognized accreditation.
  2. Our firm was recognized as one of the top 100 firms in the country by the Debt Education and Certification Foundation (DECAF).
  3. Over 10,000 of our clients have become debt-free thanks to bankruptcy and other debt-relief options.
  4. We have a combined legal experience of more than a lifetime in identifying long-term debt-relief alternatives rather than simply short ones.
  5. Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish are among our numerous languages.

We can give you a fresh start with our legal services. You’ll never be judged by anyone on our staff. We have the professional expertise to handle any case, even the most difficult ones. We would love nothing more than to help you regain your financial freedom.

Why would I need a lawyer for Chapter 7 bankruptcy?

Bankruptcy is not an easy process to understand. There are plenty of chapters in bankruptcy, and they’re divided into consumer and business. The most common consumer bankruptcy chapters are Chapter 7 and Chapter 13. In Chapter 7 bankruptcy, the majority of your debt is discharged. You can discharge these kinds of debts by filing for Chapter 7 bankruptcy in Mt. Clemens:

  • Medical expenses
  • Loan forgiveness
  • Debt from credit cards
  • Car repossession
  • Past-due utility expenses

The following are debts that won’t be discharged with Chapter 7 bankruptcy: spousal support or alimony, certain taxes, debts for most government-funded educational loans, debts for willful or malicious injuries, debts for the certain condominium or cooperative housing fees, child support, debts for personal injury from a DUI accident, victim restitution, or court-ordered fines.

Once you’ve filed for Chapter 7 Mt. Clemens bankruptcy, you will no longer be individually responsible for debt obligations. You will be protected by an automatic stay, and that prevents creditors from any collection attempts going forward.

How Detroit Bankruptcy Law can help:

We understand the fear over filing for bankruptcy, but we want to help you through and keep you comfortable. If you file for Chapter 7 bankruptcy, then we can help you by:

  • Stopping calls, letters, and all kinds of communication with creditors
  • Stopping foreclosure on your home
  • Stopping any repossessions
  • Ending wage garnishment
  • Keeping creditors from harassing you
  • Stopping any pending litigation against you

We offer a FREE consultation for bankruptcy!

We see people in situations like yours walk into our office each day to get advice from the knowledgeable team at Rita Kostopoulos Law. We can’t control all aspects of life, and some aspects out of our control can put us into debt. Let us help you solve financial issues, restore your credit, and help you stay out of debt going forward. Get in touch now so we can tell you more about how bankruptcy will help to improve your credit score and eliminate your accountability for debts. Detroit Bankruptcy Law firm can help you figure out if bankruptcy is right for your situation.