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We are the experienced Hazel Park Chapter 7 bankruptcy attorneys!

At Detroit Bankruptcy Law, we have the experience to help you out of any sort of financial trouble. We’ll figure out quickly if Chapter 7 or Chapter 13 bankruptcy is the best option for your situation. We have the knowledge to build the perfect plan for your financial independence.

If you have any questions during the process, we’ll answer them completely. We make sure to provide personal one-on-one attention to every one of our clients so that we can make a plan that works for you personally.

We are recognized as a fresh start law firm because:

  1. Our attorney Rita Kostopoulos has been accredited as a Certified Consumer Bankruptcy Specialist by the American Board of Certification, which is a nationally recognized accreditation.
  2. Our firm was recognized as one of the top 100 firms in the country by the Debt Education and Certification Foundation (DECAF).
  3. Over 10,000 of our clients have become debt-free thanks to bankruptcy and other debt-relief options.
  4. We have a combined legal experience of more than a lifetime in identifying long-term debt-relief alternatives rather than simply short ones.
  5. Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish are among our numerous languages.

We won’t ever judge a client for their financial situation, we just want to help get you a fresh start. No matter how serious of a financial issue you have, we have the experience to get rid of the problem and get you back your financial freedom.

Why would I need a lawyer for Chapter 7 bankruptcy?

Bankruptcy has a lot of moving parts and changing rules, so it can be difficult to figure out if it’s not your specialty. Especially with all of the different bankruptcy chapters, picking the right one takes a lot of experience. Usually, consumers go with Chapter 7 bankruptcy or Chapter 13 bankruptcy. With Chapter 7 bankruptcy Hazel Park, most of your debts will be discharged, including:

  • Medical expenses
  • Loan forgiveness
  • Debt from credit cards
  • Car repossession
  • Past-due utility expenses

However, Chapter 7 Bankruptcy can’t get every kind of debt discharged. Here are the debts that won’t be discharged through Chapter 7 bankruptcy: court-ordered fines, debts for the certain condominium or cooperative housing fees, victim restitution, spousal support or alimony, debts for personal injury from a DUI accident, certain taxes, child support, debts for most government-funded educational loans, or debts for willful or malicious injuries.

As soon as you have filed for Chapter 7 bankruptcy Hazel Park, you can’t be held individually responsible for your debts. This is due to the automatic stay that bankruptcy activates, which also protects you from any creditor collection attempts.

How Detroit Bankruptcy Law can help:

Don’t take bankruptcy on alone, our skilled experts will make the process much easier and more beneficial for you. If you file for Chapter 7 bankruptcy with Detroit Bankruptcy Law, you’ll be:

  • Stopping calls, letters, and all kinds of communication with creditors
  • Stopping foreclosure on your home
  • Stopping any repossessions
  • Ending wage garnishment
  • Keeping creditors from harassing you
  • Stopping any pending litigation against you

We offer a FREE consultation for bankruptcy!

If you need help sorting out financial problems, staying out of debt in the future, and raising your credit score, Rita Kostopoulos Law can do all of that and more. Give us a call now so we can explain how bankruptcy gets rid of your individual accountability for debts and raises your credit score in the process. If you’re not sure what to do about your debts, Detroit Bankruptcy Law can help you figure out if bankruptcy is the best option for your situation!