You have the right to settle with debt collectors and stop harassment by creditors!
There are creditors and debt collectors who will harass people to try and get their money. Are being harassed or intimidated by creditors? Is there the possibility that your debt is being discussed with an employer? Have you experienced other coercive practices to try and get your debt paid? If so, give us a call for a free consultation from one of the leading Flint creditor harassment attorney groups.
Our staff has tons of experience handling these kinds of situations, and we understand how to stop creditor harassment and hold debt collectors accountable. We know the Federal Debt Collection Practices Act (FDCPA) well. This act prevents debt collectors from abusing, deceiving, or manipulating debtors. We can help you use your rights to stop harassment from creditors. We also have expertise in bankruptcy and know how it can be used to end creditor collection attempts for as long as your bankruptcy lasts.
What is creditor harassment?
There are plenty of behaviors that count as creditor harassment Flint. Here are some of the actions that are protected against by the FDCPA:
- Failing to disclose their identity as someone who represents the debt collector or creditor.
- When dealing with creditors, threatening to commit a crime or use physical assault.
- When discussing with creditors, threatening to commit a crime or use physical assault.
- Constantly calling you in order to irritate you.
- Threatening you with negative consequences, such as incarceration, wage garnishment, or asset seizure without the legal right to do so.
- Advising you that your refusal to pay your debt is a criminal offense.
Once you file for bankruptcy in Flint, your debt collector is immediately notified. Once that happens, they have to direct all debt-related contacts, including harassment from creditors after Chapter 7 and Chapter 13 bankruptcy, to your legal team at Detroit Bankruptcy Law. Instead of contacting you, they have to contact us. You may even be able to use their harassment violations to countersue a debt collector who has sued you. This could mean that the debt collector would be paying you damages.
Can bankruptcy fix this issue?
If debt collectors or creditors are pursuing you, bankruptcy can help. Bankruptcy activates an automatic stay that stops any collection efforts in the time that your debt is being addressed. This means no more phone calls, mail, or any other efforts from creditors.
As some of the most skilled bankruptcy attorneys in Flint, Detroit Bankruptcy Law will help you with your case. With our years of expertise and board certification in creditor harassment, we can help you find the best way toward financial freedom.
We’re always ready to help you with any legal issues and financial problems, including paying off credit card debt. Get in touch right now to have individual attention on your case and get control of your finances again!