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586-574-0916 or

810-209-4140
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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

We are the experienced Dearborn Chapter 7 bankruptcy attorneys!

Detroit Bankruptcy Law has the team of highly experienced lawyers who can figure out a solution to any financial issue you have. We can start by seeing if Chapter 7 or Chapter 13 bankruptcy Dearborn is best for you. Once we figure that out, we can create a strategy to maximize your debt relief.

We can answer any questions you have about the bankruptcy process, before or during your bankruptcy. Every client we take on has access to an attorney they can got to for one-on-one attention.

We are recognized as a fresh start law firm because:

  1. Our attorney Rita Kostopoulos has been accredited as a Certified Consumer Bankruptcy Specialist by the American Board of Certification, which is a nationally recognized accreditation.
  2. Our firm was recognized as one of the top 100 firms in the country by the Debt Education and Certification Foundation (DECAF).
  3. Over 10,000 of our clients have become debt-free thanks to bankruptcy and other debt-relief options.
  4. We have a combined legal experience of more than a lifetime in identifying long-term debt-relief alternatives rather than simply short ones.
  5. Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish are among our numerous languages.

We don’t judge our clients for their financial issues, we’re only looking to lend a helping hand. We understand that there are plenty of ways to get into financial trouble, and a lot of those are out of our control, so we just want to support you and help you get back to financial freedom.

Why would I need a lawyer for Chapter 7 bankruptcy?

If you’re going through bankruptcy on your own, you’ll find out that it’s a complex process. Not only are there hundreds of rules and regulations that govern bankruptcy procedures, but there are also frequent changes to those rules. It’s best to have a qualified lawyer who is well versed in the current guidelines so that you get the best result possible. Even the first step, choosing which chapter of bankruptcy you file, has implication on the rest of your bankruptcy case. Many consumers use either Chapter 7 Dearborn or Chapter 13 bankruptcy which are made to help consumers. With Chapter 7 bankruptcy Dearborn, we can get the following debts dismissed:

  • Medical expenses
  • Loan forgiveness
  • Debt from credit cards
  • Car repossession
  • Past-due utility expenses

 

However, you can’t get all kinds of debts dismissed with Chapter 7 bankruptcy Dearborn. These are the debts that won’t be dismissed: victim restitution, certain taxes, court-ordered fines, debts for most government-funded educational loans, debts for the certain condominium fees, debts for personal injury from a DUI accident, debts for willful or malicious injuries, cooperative housing fees, spousal support, alimony, or child support.

The moment you file for Chapter 7 bankruptcy Dearborn, you can no longer be held individually responsible for your debts. An automatic stay is activated by bankruptcy which makes it illegal for creditors to contact you or attempt collection during your bankruptcy period.

How Detroit Bankruptcy Law can help:

Filing bankruptcy without the help of a qualified lawyer means not getting the best possible result. At Detroit Bankruptcy Law, our lawyers have the experience necessary to make the process easy on you while getting the maximum debt relief. If you decide to go with Detroit Bankruptcy Law to file Chapter 7 bankruptcy Dearborn, we will:

  • Stop calls, letters, and all kinds of communication with creditors
  • Stop foreclosure on your home
  • Stop any repossessions
  • End wage garnishment
  • Keep creditors from harassing you
  • Stop any pending litigation against you

We offer a FREE consultation for bankruptcy!

Do you want to raise your credit score, solve financial problems, and stay out of debt in the future? Then you should call Rita Kostopoulos Associates for help! We’ll show you how bankruptcy will get rid of your individual responsibility for debts and raise your credit score. If your debt is growing and growing and you don’t know how to stop it, call Detroit Bankruptcy Law to learn how you can settle your debt without sacrificing assets.