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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

Taylor, you have rights for settling with debt collectors and if creditors are harassing you!

Some creditors may try public embarrassment or coercion to get you to pay them, and if they are doing this then Detroit Bankruptcy Law can help you stop them through consumer rights. We’ll not only stop the harassment, we’ll hold those creditors accountable for their actions.

We specialize in stopping creditor harassment. With our many years of experience defending agai nst creditor harassment, we’re well versed in your consumer rights that protect you from creditor harassment. These rights are laid out by the Federal Fair Debt Collection Practices Act (FDCPA). With this act, creditors are not allowed by law to manipulate, mislead, or abuse debtors into paying.

You can use your rights as a defense against creditor harassment. These creditors know they’re violating your rights, they just hope you don’t know that so that they can get you to pay before it comes back around to them. If you file for bankruptcy, you can make any contact with you by a creditor illegal, even if they aren’t trying to collect your debt. During bankruptcy, they have to speak through your lawyer at Detroit Bankruptcy Law.

What is creditor harassment?

Here are the actions that are counted as creditor harassment Dearborn due to the FDCPA:

  • Constantly calling in order to bother you.
  • Threatening to have you jailed, garnish your income, or take your assets without the legal authority to do so.
  • Creditors threatening to commit a crime or act of violence against you if you don’t pay.
  • Telling you that not repaying your debt is justifiable in court - this is not true.
  • Refusing to disclose their identity as someone who represents the debt collector or creditor or pretending to be someone else.

Once you’ve filed for bankruptcy Taylor, a notice is sent out to your creditors. The notices lets them know that they are not allowed to contact you in any way until your bankruptcy ends. They can’t call, email, or anything else, they have to go through your lawyer at Detroit Bankruptcy Law. If a creditor tries to sue you over your debt but has been harassing you, we can use that as a defense and as a countersuit so that they may have to pay you money after it’s all said and done.

How can bankruptcy help you?

Bankruptcy will stop creditor harassment. With the automatic stay it activates, creditors can’t contact you for any reason. If they decide to break the law again and contact you anyway, it will strengthen your case for creditor harassment.

At Detroit Bankruptcy Law, we have built a team of the greatest lawyers in Taylor and the Metro Detroit area. With our extensive knowledge of all areas of bankruptcy, as well as our deep experience in stopping creditor harassment, we can get creditors to leave you alone and we can help settle your debt without sacrificing your assets.

If you think there’s nothing you can do about your financial issues, give us a call and we’ll figure out how to settle your debt. Get in touch today and we’ll give you a free consultation on what options you have for stopping creditor harassment, clearing your debt, and regaining financial freedom!