Southfield, you have rights for settling with debt collectors and if creditors are harassing you!
Do you have creditors trying to publicly embarrass you or use other coercive techniques to collect your debt? Let Detroit Bankruptcy Law use your rights to defend you against creditor harassment. We’ll stop the harassment and hold creditors accountable for their illegal actions.
We specialize in a few things, and one is defending clients from creditor harassment. We have spent decades defending against creditor harassment. You have rights that protect you from creditor harassment given to you by the Federal Fair Debt Collection Practices Act (FDCPA). With this law, it is illegal for any creditors to mislead, abuse, or manipulate their debtors during the debt collection process.
We can use your rights to make sure that creditor harassment comes to an end. Creditors know these laws, even if they’re breaking them, they just hope that you’re not aware of them. If you file for bankruptcy, that will stop their collection attempts. Plus, it will make it illegal for creditors to contact you in any way.
What is creditor harassment?
Here are the actions that are counted as creditor harassment Southfield due to the FDCPA:
- Constantly calling in order to bother you.
- Threatening to have you jailed, garnish your income, or take your assets without the legal authority to do so.
- Creditors threatening to commit a crime or act of violence against you if you don’t pay.
- Telling you that not repaying your debt is justifiable in court - this is not true.
- Refusing to disclose their identity as someone who represents the debt collector or creditor or pretending to be someone else.
If you file for bankruptcy Southfield, an immediate notice is sent to your creditors. They cannot send you any kind of communication once they’ve received the notice. They can’t call, can’t email, can’t try to collect your debts or else they are breaking the law. If they want to contact you, they have to speak to your lawyers at Detroit Bankruptcy Law. If a creditor tries to countersue you on your debts, then we can use their harassment as a defense in your case. This could result in them paying you for damages.
How can bankruptcy help you?
If you’ve been harassed by creditors, then bankruptcy will end that harassment. The automatic stay activated by bankruptcy makes it illegal for creditors to pursue collection attempts while your bankruptcy is active.
At Detroit Bankruptcy Law, we hire the best attorneys in all of Southfield, Detroit, and the surrounding metro area. With our experience and our knowledge of the law, we can stop creditor harassment, settle your debt, and protect your assets.
It doesn’t matter how bad your financial situation seems, we can figure out a way to get you out of debt, including credit card debt. Contact us now to schedule a free consultation so we can explain how you can stop harassment, get out from under credit card debt, and regain financial control!