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OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

Saginaw, you have rights for settling with debt collectors and if creditors are harassing you!

Unfortunately, there are desperate creditors out there who are willing to harass and embarrass debtors so they can get their money back. If you have ever been harassed, intimidated, or any other coercive techniques including involving your boss in your debt, our top creditor harassment law firm Saginaw can help.

We have dealt with tons of creditor harassment cases, so we understand how to get them to stop and to hold them accountable. Debt collectors cannot mislead, manipulate, or abuse their debtors according to the Federal Fair Debt Collection Practices Act (FDCPA).

You have rights, and those rights can be used to stop harassment from creditors. Using our bankruptcy services, you’ll end any collection attempts by creditors throughout your whole bankruptcy period.

What is creditor harassment?

You are protected against these kinds of behaviors by the FDCPA, they qualify as creditor harassment Saginaw:

  • Telling you that not repaying your debt is justifiable in court - this is not true.
  • Creditors threatening to commit a crime or act of violence against you.
  • Threatening to have you jailed, garnish your income, or take your assets without the legal authority.
  • Refusing to disclose their identity as someone who represents the debt collector or creditor.
  • Constantly calling in order to bother you.

The moment you file for bankruptcy Saginaw, a notification is sent to your creditors. Then, creditors have to send any and all communication to your attorney at Detroit Bankruptcy Law. It is illegal for them to contact you directly at that point. If you end up being sued by a creditor, we can use this harassment as a defense against them and countersue, potentially ending in them paying you for damages.

How can bankruptcy help you?

If you are repeatedly being harassed by creditors and debt collectors, bankruptcy may be the best tool to fight against it. It will begin an automatic stay to keep creditors from trying to collect debts until your debt is resolved. There is no legal way for creditors to contact you during an automatic stay, including emails, phone calls, or any other method.

At Detroit Bankruptcy Law, our team is made up of some of the greatest bankruptcy attorneys in Saginaw, Detroit, and the Metro area. We can use our board certifications and wealth of experience to help you regain financial control.

If you have credit card debt or any other financial issue, we are here to help you whenever you need it. Get in touch today to get the perfect strategy for your individual case, and stop harassment, credit card debt, and any other financial issues!