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Redford, you have rights for settling with debt collectors and if creditors are harassing you!

If you’ve got debt, then you know that there are creditors who will stoop low enough to use debt collectors to harass you into paying no matter the cost. If you’ve been the victim of public embarrassment and other coercive techniques, then you’ve been the victim of creditor harassment. Detroit Bankruptcy Law wants to help you, the creditors who have broken the law need to be held accountable so you can live a peaceful life.

One of our specialties is defending against creditor harassment. We have been protecting people from harassment for decades. Your rights are protected by the Federal Fair Debt Collection Practices Act (FDCPA). This act makes it illegal for any creditor to manipulate, abuse, or mislead creditors at any point in the debt collection process.

With your rights as a debtor, creditor harassment can stop. They’re depending on you to not be aware of these rights so that they can get away with it. With bankruptcy, you’ll stop any and all collection attempts. Not only that, but it will be illegal for creditors to contact you in any way at all during your bankruptcy, even if they’re not trying to collect debts.

What is creditor harassment?

Here are the actions that are counted as creditor harassment Redford due to the FDCPA:

  • Constantly calling in order to bother you.
  • Threatening to have you jailed, garnish your income, or take your assets without the legal authority to do so.
  • Creditors threatening to commit a crime or act of violence against you if you don’t pay.
  • Telling you that not repaying your debt is justifiable in court - this is not true.
  • Refusing to disclose their identity as someone who represents the debt collector or creditor or pretending to be someone else.

Once you file for bankruptcy Redford, your creditors will be notified immediately. The moment they receive the notice, they are not allowed to have any direct contact with you, or else it’s illegal. This means they can’t call you, send you mail, or send anyone to your residence or they would be breaking the law. Legally, any time they want to contact you, they have to go through your attorneys at Detroit Bankruptcy Law. If it turns out that your creditor tries to countersue you on your debts, if they have harassed you, then we can use that as a defense in your case. This could result in them having to pay you for damages.

How can bankruptcy help you?

Have you been repeatedly harassed by creditors and debt collectors? Bankruptcy can put a stop to that. With bankruptcy, an automatic stay is put into place that stops creditors from any debt collection attempts for as long as your bankruptcy lasts.

We only hire the most qualified attorneys in Redford, Detroit, and the metro area at Detroit Bankruptcy Law so that we can offer the best value and make the most positive difference. Using our experience and expertise, we will protect your assets while stopping creditor harassment and settling your debt.

No matter your financial problems, we can find a way out of them, including credit card debt. Give us a call now so that we can set up a free consultation on how to get rid of credit card debt, stop harassment, and live a debt-free life!