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We are your best choice for Chapter 7 bankruptcy attorneys Dearborn!

If you’ve been struggling with your finances for one reason or another and it seems like you’ve done all that you can do, turn to the experts bankruptcy lawyers Dearborn at Detroit Bankruptcy Law. We can give you the legal advice you need to take back control of your finances once and for all. We’ll look at your situation and recommend either Chapter 7 or Chapter 13 bankruptcy Dearborn depending on which would be most beneficial to you. No matter how high your debt is, chances are that we’ve helped someone with higher debt get theirs settled, so we know we can help you, too.

We take pride in our ethics as the backbone of our practice, so we’ll never take advantage of a client like some less reputable law offices would. We care more about helping you regain financial freedom than we do about making a quick buck.

We are known for fresh start legal services because:

  1. The American Board of Certification has certified our attorney Rita Kostopoulos as a Certified Consumer Bankruptcy Specialist, which is a nationally recognized certification.
  2. The Debt Education and Certification Foundation named our firm one of the top 100 firms in the country (DECAF).
  3. Through bankruptcy and other debt-relief choices, we have assisted over 10,000 of our customers in becoming debt-free.
  4. We have over a lifetime of combined legal expertise in finding long-term debt-relief options rather than just temporary solutions.
  5. We are fluent in many languages, including Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish.

We know firsthand how difficult and stressful it can be to live with high debt. We use our experience to make sure that we never judge a person for their financial situation. Finances are complicated, and many systems are set up to trap you in debt. We won’t look down on you, we just want to help you get free from debt so you can live with peace of mind.

Why would I need a Chapter 7 bankruptcy lawyer?

You should have a Chapter 7 bankruptcy attorney Dearborn because bankruptcy is a very complicated process. It takes deep knowledge of all of the rules and regulations, and you need to stay up with any changes to those rules. With a skilled attorney like we have at Detroit Bankruptcy Law, you’ll have someone on your side who knows exactly how to get you the best outcome possible. In most cases, consumers benefit the most from either Chapter 7 or Chapter 13 bankruptcy.

With Chapter 7 bankruptcy Dearborn, there’s a good chance that most of your debts will be dismissed. These are the kinds of debt that can be dismissed:

  • Credit card debt
  • Past-due utility bills
  • Auto repossession
  • Medical bills
  • Personal loans

Chapter 7 bankruptcy isn’t guaranteed to clear all types of your debts, though. These are the debts that won’t be dismissed: spousal support, alimony, victim restitution, debts for personal injury related to a DUI accident, debts from willful or malicious injuries, child support, debts for most government-funded educational loans, court-ordered fines, debts for certain condominium or cooperative housing fees certain taxes.

As soon as your Chapter 7 bankruptcy Dearborn is filed, you are not legally responsible for your debts on your own. The automatic stay that bankruptcy activates will pause any creditor collection or contact attempts. It’s illegal for them to contact you in any way during your bankruptcy.

How we can help:

We know all of the ways to make the bankruptcy process simple for our clients while taking care of what needs to be done in order to get you the best result we can. When you file with Detroit Bankruptcy Law for Chapter 7 bankruptcy Dearborn, we will be able to:

  • Put an end to wage garnishment.
  • Put an end to creditor harassment.
  • Stop calls, letters, and all kinds of communication from creditors.
  • Put an end to any repossessions.
  • Put an end to any pending litigation against you.
  • Prevent your home from being foreclosed on.

We offer a FREE bankruptcy consultation!

It’s easy to feel trapped and alone when you’re under the weight of huge debt, but there is a way out and Rita Kostopoulos Law has used it to help tons of clients get rid of their debt. If you feel like you’ve tried everything but your debt still grows, let us help you. Our highly experienced bankruptcy lawyers will find a solution for you, we guarantee it.

We’ll even work out strategies to help you avoid debt in the future. We know that you don’t want to put more financial stress on yourself, so we can create a manageable payment plan that works for you. If you’ve had enough of high debt, get in touch with Detroit Bankruptcy Law today for a free consultation on how we can clear your debt for good!