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We are your experienced Chapter 7 bankruptcy attorneys Bay City!

Our devoted team at Detroit Bankruptcy Law is here to help our clients figure out the best way to solve financial issues. Our experienced attorneys can immediately find out if bankruptcy Chapter 7 or bankruptcy Chapter 13 are the best choice for your solution. No matter what financial difficulties you face, our team can provide the counsel you need to get rid of those difficulties as quickly as possible.

We always personalize our attention to your case, never treating you like just another client. We will come up with a custom strategy based on your situation.

We are known for fresh start legal services because:

  1. The American Board of Certification has certified our attorney Rita Kostopoulos as a Certified Consumer Bankruptcy Specialist, which is a nationally recognized certification.
  2. The Debt Education and Certification Foundation named our firm one of the top 100 firms in the country (DECAF).
  3. Through bankruptcy and other debt-relief choices, we have assisted over 10,000 of our customers in becoming debt-free.
  4. We have over a lifetime of combined legal expertise in finding long-term debt-relief options rather than just temporary solutions.
  5. We are fluent in many languages, including Arabic, English, French, Greek, Korean, Mandarin, Portuguese, and Spanish.

It’s our goal to help you get a fresh start. We won’t judge you for your financial issues. With the expert bankruptcy lawyers on our team, no case is too tough for us. We would be more than happy to help you find the best way to earn financial freedom!

Why would I need a Chapter 7 bankruptcy lawyer?

Bankruptcy is not an easy procedure to handle alone. There are two categories of bankruptcy, consumer and business. The most common consumer bankruptcy chapters are Chapter 7 and Chapter 13.

With Chapter 7 bankruptcy, most of your debt will be discharged. When you file for Chapter 7 bankruptcy Bay City, debts like these will be discharged:

  • Medical bills
  • Personal loans
  • Credit card debt
  • Auto repossession
  • Past-due utility bills

You won’t be able to discharge these debts with Chapter 7 bankruptcy: Child support, spousal support or alimony, victim restitution, certain taxes, debts from willful or malicious injuries, court-ordered fines, debts for personal injury related to a DUI accident, debts for most government-funded educational loans, and debts for certain condominium or cooperative housing fees.

You will no longer be individually responsible for your debt obligations with a Chapter 7 bankruptcy Bay City. It protects you with an automatic stay once you file. That means no creditors can try to collect your debts.

How we can help:

We know that bankruptcy can be scary, but we’re here to help you through. With Chapter 7 bankruptcy, we can:

  • Put an end to creditor harassment.
  • Calls, letters, and all kinds of communication with creditors must be stopped.
  • Put an end to wage garnishment.
  • Prevent your home from being foreclosed on.
  • Put an end to any repossessions.
  • Put an end to any pending litigation against you.

We offer a FREE bankruptcy consultation!

Each and every day, we have people just like you walk into our office looking for help from the team at Rita Kostopoulos Law. No one can control every aspect of their life, even if it’s going to put you into debt. We hire only the best attorneys to get you out of debt.

Let us help you get out of debt and stay out of debt. We’ll help you regain control of your credit. Get in touch today to learn more about how we can improve your credit score and get rid of your debt with bankruptcy. Let us help you figure out if bankruptcy is right for you.