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586-574-0916 or

810-209-4140

OFFICE LOCATIONS IN ANN ARBOR, BLOOMFIELD HILLS, DEARBORN, FLINT, SOUTHFIELD AND WARREN

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Let our Board Certified Bankruptcy Specialists help you take control of your debt.

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Schedule Your Free Evaluation!

Let our Board Certified Bankruptcy Specialists help you take control of your debt.

Get Started!Call Now!

Credit Card Debit

Bankruptcy is a surefire way to get rid of credit card debt.  When the majority of our clients' budgets are dedicated to merely coping, slipping farther behind, without not able to pay for their daily living costs, ...

Creditor Harassment

Frequently, creditors or debt collectors can continue to harass and shame you in order to collect money from you.  Are you getting harassed or intimidated on a regular basis?  Is your debt being discussed with ...

Foreclosure

Anyone will be devastated at the possibility of losing their house to foreclosure.  Your house is a safe haven, a shelter, a kind of sanctuary, and a major financial commitment.  The filing of bankruptcy Chapter 7 or ...

Tax Forgiveness

Taxes, in many cases, are not dischargeable in bankruptcy. Like almost every rule, however, there is an exception.  Back taxes, interest, and fines can be forgiven if you file for bankruptcy.  What you have to do is meet ...

Medical Expenses

Accidents happen, and medical bills are one of the most common reasons for bankruptcy.  Hospital emergencies are unavoidable, although they are never planned.  Health insurance is expensive these days, ...

Facing Repossession

Is the car loan company trying to repossess your vehicle if you don't make the payments?  You are at risk of repossession if you have defaulted on a loan to a lender or creditor.  Automobiles ...

Wage Garnishment

Is your pay being taken from you?  When your paycheck is garnished, a part of it is deducted from you and used to repay a trustee or debt collector.  When this occurs, the employer deducts the funds from ...

Student Loans

Many Americans are frustrated because they are unable to pay their bills on an annual basis.  Many people feel frustrated because they don't know what options are open to them.  Detroit Bankruptcy Law strives to ...

Is bankruptcy the right decision for me?

There are a variety of debt-related solutions available, some of which require bankruptcy and others which do not. If you're unsure whether or not bankruptcy is right for you, we can explore at all of your options with you. Our experienced attorneys at Detroit Bankruptcy Law will provide you with a free in-depth consultation with one of our experienced attorneys who has supported thousands of people much like you. You have nothing to lose by scheduling your consultation to find out if it’s the right option for you.

Will filing for bankruptcy protection help me?

It certainly would. The first thing filing will do is it will put a halt to all borrower collection activities. It would put an end to incoming phone calls, ongoing litigation, pay garnishments, and even bank taxes. Most, if not all, debts can be discharged in Chapter 7. Chapter 13 bankruptcy will give you time to consolidate your debts and repay any dollar you owe.

What is the most common myth about bankruptcy?

The most widely held misconception of bankruptcy is that you are in a situation where you are losing everything. This is absolutely not the case. During the majority of our clients' bankruptcy proceedings, they are able to keep all they own. Be wary of making choices based on vast quantities of disinformation about bankruptcy available on the internet these days – it can be very risky. Call us today to schedule a free consultation and learn the truth of it all. If you work with a bankruptcy expert, the process can be much easier than you think.

What Our Clients Are Saying

Thanks Guys! I will ‘sing your praises’ to family and friends. Keep up the good work!

Thank you to your entire courteous and knowledgeable staff. I truly appreciate the manner in which my many questions were answered with patience and the utmost professionalism throughout the entire process.

Anonymous

Great Process! Streamlined, no surprises. I liked the ability to give payments via their payment plan.

Diane E.

My husband and I would like to thank you and your staff for helping us through our bankruptcy. Every single member of your staff that we had contact with should be applauded for their knowledge, caring, and for making us feel welcome and putting us a...

John and Susan K.

Thanks Guys! I will ‘sing your praises’ to family and friends. Keep up the good work!

Kostopoulos & Associates were very professional and on time for me to start a new and fresh beginning.

Kimberly J.
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You deserve a fresh start!

Rita Kostopoulos and the Detroit Bankruptcy Law team has been offering expert legal assistance to thousands of people by filing bankruptcy, supporting individuals facing repossession, managing medical and other outstanding debt, and more.  Our team understands that when you hire an attorney, it can be a stressful situation.  We truly care about our clients and we don't simply go through the motions of the legal process.  We always strive to ensure you receive the satisfaction of what we like to call “fresh start bankruptcy.”

In Michigan, bankruptcy refers to a legal case in which a judge examines the properties and liabilities of people and businesses that have fallen behind on their debts and are unable to pay them.  The judge's decision would indicate if the debts would be forgiven, and if so, if the party or company is no longer obligated to pay them.  Although bankruptcy is federally regulated, there are certain procedures a bankruptcy attorney in Michigan must follow.
The bankruptcy services we provide at Detroit Bankruptcy Law include:

  • Chapter 7 bankruptcy.
  • Chapter 13 bankruptcy.
  • Eliminating credit card debt.
  • Tax forgiveness for back taxes.
  • Legal advice for medical expenses.
  • Supporting student loan modifications.
  • Wage garnishments and creditor lawsuits.
  • Facing repossession of your vehicle.
  • Stopping debt collection harassment.
  • Preventing a foreclosure on your home.

Our bankruptcy law professionals are open and friendly as well as qualified to get the work done.  We make every effort in delivering the best quality of service whether you need help with discharging back taxes to finding a bankruptcy law group you know you can trust.  You will find that lesser experienced attorneys will be out for a quick buck, resulting in integrity and overall support being missing in the process.
Unfortunately, we have seen too many clients complaining of the lack of experience by other attorneys.  Our clients just trying to find qualified guidance and representation due to not receiving the responses and help they need from their bankruptcy lawyers.  We are the representation that you need to get back in charge of your finances.
The Detroit Bankruptcy Law team has professional bankruptcy lawyers in Warren, Detroit, and the surrounding metropolitan area who are available to talk with you about your situation.  We are experienced and board-certified in our field and can help you find the right path to your financial freedom.  We are determined to help you with your case.  We’re available to help you resolve any financial roadblock.  Call us today to individualize your case so that you can reap the benefits of being debt-free and financially stable.

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*Money Back Guarantee if your debt is not discharged in Chapter 7 Bankruptcy on all cases starting March 30th, 2020!